Plain words about what this site is — and isn't.

Everything on this website — including the journal, service descriptions, checklists, and any downloadable material — is provided for general informational purposes. It is written for a broad audience and is not tailored to your circumstances.

Nothing published here is individual tax, accounting, financial, or legal advice, and nothing here creates a professional relationship of any kind. You should not act, or refrain from acting, on the basis of website content alone.

A professional relationship with T. Radford Consulting & Accounting Group exists only once we have both signed an engagement letter that sets out the scope of work, fees, and responsibilities.

Submitting the inquiry form, booking a discovery conversation, or exchanging messages does not by itself engage the firm, and no duty of care arises from those exchanges.

Tax law, thresholds, deadlines, and guidance change frequently, and the treatment of any item depends on facts specific to you. Journal entries reflect the law and our understanding as of the date published, which appears on each entry.

An entry that was accurate when written may be out of date today. Nothing here is intended to be used, and cannot be relied upon, for the purpose of avoiding penalties or other penalties under tax law.

Outcomes depend on facts, judgment, and factors outside anyone's control. We do not guarantee any particular result, saving, refund, deduction, or approval from anything described on this site.

Please do not send sensitive material through the website inquiry form — no Social Security numbers, employer identification numbers, bank or card credentials, login passwords, tax returns, or financial statements. The form is a first-contact channel, not a secure document portal.

When documents are genuinely needed, we will arrange a secure method with you directly.

The design, text, graphics, logos, and layout of this website belong to T. Radford Consulting & Accounting Group and are protected by copyright. You may print or share individual pages for your own personal or internal business use; you may not republish, scrape, or commercially exploit the site without written permission.

Some links take you to services we do not operate, including the online scheduling calendar and the tools we use to run this site. We are not responsible for the content, security, or privacy practices of those destinations — read their terms before you rely on them.

To the fullest extent permitted by law, the firm is not liable for any loss or damage — direct, indirect, or consequential — arising from your use of this website or from reliance on anything published on it.

We may update these terms and the site itself over time. The version in effect is the one published here when you use the site, so it is worth revisiting occasionally.

Anything unclear here can be raised with us at hello@tradfordconsulting.com, and we would rather you ask than guess.